GM Card 10% Discount on Parts & Service and Accessories Disclosure Full disclaimer - To be used in all Email communication or Direct Mail communications and website *Eligible Cardholders of a Scotiabank® GM Visa® Card are eligible for one (1) 10% discount offer on the purchase of select GM parts & service or GM accessories at participating GM dealerships in Canada, up to a maximum total purchase of $1,000 (i.e. up to $100 deducted from the final selling price before taxes) on a single customer pay repair order, per eligible VIN, per eligible Cardholder, per day, when using their Scotiabank® GM Visa® Card to make the purchase. Offer valid only on eligible purchase(s) (less any credits, refunds or returns) charged to the Cardholder’s Scotiabank® GM Visa® Card account from January 3, 2020 to January 4, 2021 at participating Chevrolet, Buick, GMC and Cadillac dealerships in Canada and will be deducted from the final selling price before taxes. The maximum total purchase of $1,000 (before taxes) can be obtained by way of purchase of one or more eligible parts & service or eligible accessories; however, Cardholders cannot divide the cost of a single or multiple eligible parts & service or eligible accessories amongst multiple customer pay repair orders or Scotiabank GM Visa cards when the purchase price exceeds $1,000. Only GM Genuine Parts, AC Delco Parts, GM National Account tires and Accessories with a GM Part Number, including labour costs for related parts or accessories installation, are eligible for this offer. Integrated Business Partner (IBP) Accessories with a GM Part Number are also eligible, including related installation labour costs. Labour only services and Limited Personalization Option (LPO) accessories are excluded from this offer. Installation of select parts or ACO GM Accessories at the dealership is not required. Only vehicle(s) originally sold in Canada intended or used for personal use are eligible for this Offer. Offer may not be redeemed for cash and may not be combined with certain other consumer incentives available on Chevrolet, Buick, GMC and Cadillac vehicles and/or their associated parts. Conditions and limitations apply, see your participating dealer for details. This offer is non-transferable. This offer may be changed, cancelled or extended at any time without notice. The Bank of Nova Scotia is not responsible for any products or services purchased at GM Canada dealerships under this offer. Dealer may sell for less. Short version - only to be used when space is limited, such as Brochures or Inserts. NOT used on Email communication or Direct Mail communications, or website. * One (1) 10% discount offer available to eligible Scotiabank® GM Visa® Credit Cardholders on the purchase of select GM parts & service or GM accessories at a participating GM dealership in Canada, up to a maximum total purchase of $1,000 (i.e. up to $100 deducted from the final selling price before taxes) per eligible work order, per eligible VIN, per Cardholder, per day, when using your Scotiabank® GM Visa® Card to make the purchase. Valid only on eligible purchase(s) (less any credits, refunds or returns) charged to a Scotiabank® GM Visa® Card account from January 3, 2020 to January 4, 2021. Labour only services are not eligible. This offer may be changed, cancelled or extended at any time without notice. Conditions and limitations apply. See your participating dealer for details. Dealer may sell for less.

1 Offer available to qualified retail customers in British Columbia, Alberta, Saskatchewan and Manitoba on select in-stock vehicles delivered to an authorized GM dealer from July 1, 2020 to July 31, 2020. Lease based on suggested retail price of $29,116. Employee Price Adjustments are based on MSRP $30,542, excluding fees and charges. Eligible vehicles must be delivered by July 31, 2020. Bi-weekly payment is $157 for 36 months at 2.9% lease rate on approved credit to qualified retail customers by GM Financial. The $79 weekly payment is calculated by dividing the bi-weekly payments of $157. Payments cannot be made on a weekly basis. Equivalent weekly payments are for informational purposes only. $1,195 down payment required. Payment may vary depending on down payment trade. Example: Lease $29,116 suggested retail price at 2.9% lease rate equals $374 monthly for 36 months. Cost of borrowing is $2,024, for a total obligation of $13,454. Annual kilometer limit of 20,000 km, $0.16 per excess kilometer. Freight ($1,800) and A/C charge ($100, if applicable) included. Total obligation is $13,403. Option to purchase at lease end is $17,686. Employee Pricing is vehicle pricing ordinarily available to GM Canada employees. License, insurance, registration, PPSA, applicable taxes and dealer fees not included. Dealers are free to set individual prices. Limited time offer which may not be combined with certain other offers. General Motors of Canada Company (GM Canada) may modify, extend or terminate offers for any reason, in whole or in part, at any time, without notice. Conditions and limitations apply. See dealer for details.

44 Offer available to qualified retail customers in British Columbia, Alberta, Saskatchewan and Manitoba on select in-stock vehicles delivered to an authorized GM dealer from July 1, 2020 to July 31, 2020. 0% purchase financing offered on approved credit by TD Auto Finance Services, Scotiabank® or RBC Royal Bank for 0% up to 84 months on 2020 Silverado 1500 Crew Cab LTZ. Participating lenders are subject to change. Rates from other lenders will vary. Other trims may have effective rates higher than 0%. Total Price Adjustments are based on MSRP $61,937, excluding fees and charges, and are a combination of Employee Price Adjustment $5,817 (tax exclusive) and cash delivery allowance $1,250 (tax exclusive). Eligible vehicles must be delivered by July 31, 2020. Down payment, trade and/or security deposit may be required. Monthly payment and cost of borrowing will vary depending on amount borrowed and down payment/trade. Offer is unconditionally interest-free. Example: $54,870 financed at 0% nominal rate (0% APR) equals $654 monthly for 84 months. Cost of borrowing is $0, for a total obligation of $54,870. Freight ($1,900) and A/C charge ($100, if applicable) included. Employee Pricing is vehicle pricing ordinarily available to GM Canada employees. License, insurance, registration, PPSA, applicable taxes and dealer fees not included. Dealers are free to set individual prices. Limited time offer which may not be combined with certain other offers. General Motors of Canada Company (GM Canada) may modify, extend or terminate offers for any reason, in whole or in part, at any time, without notice. ®Registered trademark of The Bank of Nova Scotia. RBC and Royal Bank are registered trademarks of Royal Bank of Canada. TD Auto Finance is a registered trademark of The Toronto-Dominion Bank. As part of the transaction, dealer may request documentation and contact GM Canada to verify eligibility. These offers may not be redeemed for cash and may not be combined with certain other consumer incentives. Conditions and limitations apply. Void where prohibited. See Dealer for full program details.

34 Eligible 2020 Chevrolet Equinox LT AWD True North Sport. Offer available to qualified retail customers in British Columbia, Alberta, Saskatchewan and Manitoba on select in-stock vehicles delivered to an authorized GM dealer from July 1, 2020 to July 31, 2020. Financing provided, on approved credit, by TD Auto Finance Services, Scotiabank® or RBC Royal Bank. Participating lenders are subject to change. Rates from other lenders will vary. Other trims may have effective rates higher than 0.99%. Representative finance example based on a new 2020 Chevrolet Equinox LT AWD True North Sport. $1,449 down payment required. $36,220 financed at 0.99% finance rate equals a bi-weekly payment of $198 for 84 months. Total Price Adjustments are based on MSRP, excluding fees and charges, and are a combination of Employee Price Adjustment $2,307 (tax exclusive) and finance cash of $1,500 (tax exclusive). Eligible vehicles must be delivered by July 31, 2020. Cost of borrowing is $1,233. for a total obligation of $37,453. Freight ($1,900) and A/C charge ($100, if applicable) included. Employee Pricing is vehicle pricing ordinarily available to GM Canada employees. License, insurance, registration, PPSA, applicable taxes and dealer fees not included. Dealers are free to set individual prices. Limited time offer which may not be combined with certain other offers. General Motors of Canada Company (GM Canada) may modify, extend or terminate offers for any reason, in whole or in part, at any time, without notice. ®Registered trademark of The Bank of Nova Scotia. RBC and Royal Bank are registered trademarks of Royal Bank of Canada. TD Auto Finance is a registered trademark of The Toronto-Dominion Bank. As part of the transaction, dealer may request documentation and contact GM Canada to verify eligibility. These offers may not be redeemed for cash and may not be combined with certain other consumer incentives. Conditions and limitations apply. Void where prohibited. See Dealer for full program details.